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SEC. 3. Any member six weeks in arrears for dues shall not be entitled to a dividend or benefits.

SEC. 4. All fines and dues, if any, shall be deducted before a member receives a dividend or benefits.

SEC. 5. Members shall be entitled to dividends pro rata, according to the length of membership.

ARTICLE XX

At the death of any member, his wife or nearest of kin shall be entitled to fifty dollars ($50) from the general treasury for funeral expenses and to an assessment of one and one-half dollars ($1.50) levied upon each member.

ARTICLE XXI

At the death of the wife of any member, said member shall receive fifty dollars ($50) from the general treasury for funeral

expenses.

ARTICLE XXII

At the death of any member's child who is under sixteen years of age, or at the death of his father or mother, where said member is a single man, and he having been their only support, said member shall be entitled to the sum of twenty-five dollars ($25) for funeral expenses.

ARTICLE XXIII

In the event of the funds becoming low through sickness or death, the Directors shall devise measures for increasing said funds. They shall report their recommendations at a meeting of the Association called for the special purpose of receiving such report, and the methods for increasing the funds decided upon at said special meeting shall be binding upon all the members of the Association.

ARTICLE XXIV

Any member leaving or having been discharged from the works, may retain his membership by the regular payment of his monthly dues and assessments until the last day of December, subject to the provision of Art. xix, sec. 3.

ARTICLE XXV

Any sick or disabled member residing away from the place of meeting, claiming benefits, shall send to the Association within one week after being taken sick, a written application together with a certificate from the attending physician, and shall forward additional certificates at least once every two weeks during the time for which

benefits are claimed.

Directors are empowered to demand a sworn

statement when they may consider it necessary.

ARTICLE XXVI

SECTION 1. Any member failing to pay his dues for four (4) consecutive months shall cease to be a member, and the Secretary shall strike his name from the roll.

SEC. 2. Any member having received benefits and neglecting to give notice to the Directors, declaring himself off the sick list when able to resume work, shall be expelled from the Association.

ARTICLE XXVII

Any member who shall use disrespectful or abusive language to an officer of this Association for discharging the duties pertaining to his office shall be expelled.

ARTICLE XXVIII

No alteration or amendment shall be made to this Constitution unless by a two-thirds vote of the members present at a regular meeting and one month's previous notice.

ARTICLE XXIX

Each member shall be furnished with a copy of the Constitution and By-laws free of charge, but any member destroying or losing the first one shall pay for the second.

ARTICLE XXX

Any member found drinking intoxicants during the time he is receiving benefits (unless said intoxicants shall have been prescribed by a physician, in which case they shall be taken at the beneficiary's home only), shall be fined two dollars ($2) for each offense, upon due proof thereof; and if any member shall become intoxicated while receiving benefits, he shall be fined ten dollars ($10) upon conviction.

ARTICLE XXXI

Should any dispute arise in the Association as to the true intent and meaning of any section of these By-laws, the Chair shall appoint a committee of three (3) to construe the section and to report their construction to the Association for approval.

ARTICLE XXXII

SECTION I. An officer of this Association may be removed from office for misconduct or neglect of duty by a two-thirds vote of the

members present at any regular meeting after he shall have been served with a copy of the charges preferred against him, one month previous to taking action on the said charges.

SEC. 2. When charges are preferred against an officer, the Board of Directors may, if they deem it for the best interests of the Association, suspend such officer pending the action of the Association.

SEC. 3. Charges shall be considered as preferred when signed by three members and delivered to the President.

RULES OF ORDER

I. No member shall be interrupted while speaking, unless it shall be to call him to order, or for the purpose of explanation.

2. If any member while speaking be called to order he shall, at the request of the Chair, take his seat until the question of order has been determined, when, if permitted, he may proceed.

3. Each member, when speaking, shall be standing, respectfully address the Chair, confine himself to the question under debate, and avoid all personal, indecorous or sarcastic language.

4. If two or more members arise at the same time, the President shall decide which is entitled to the floor.

5. Appeals may be taken from the decision of the Chair, but a two-thirds vote is necessary to sustain such appeal.

6. The President shall be guided by the Congressional Manual in all his decisions.

7. No member shall speak more than twice, or longer than five minutes, on the same subject, unless by permission of the Association.

8. A member, if under the influence of liquor, will not be allowed to address the Chair and shall leave the hall at the request of the President. Any member refusing to comply with said request shall be fined one dollar ($1) for the first offense and expelled for the second offense.

ORDER OF BUSINESS

1. Calling the meeting to order.
2. Calling roll of officers.
3. Reading the minutes.

4. Report of relief committee.
5. Proposition of candidates.
6. Balloting for candidates.
7. Communications and bills.
8. Report of business committee.

9. Deferred business. 10. New business.

II. Remarks for benefit of Asso-
ciation.

12. Collection of dues.
13. Report of Treasurer.
14. Calling roll of members.
15. Adjournment.

At a regular meeting, held February 21, 1903, Art. XXIV was amended to read as follows: "If any member leaves the employ of the American Sheet Steel Company at Scottdale, either voluntarily or by reason of his being discharged, his membership in the Association shall cease from the date of such cessation of employment, and the proportion of treasury funds attaching to his membership shall be returned to him."

APPENDIX L

MUTUAL BENEFIT ASSOCIATION OF THE STUDEBAKER BROS. MFG. CO., SOUTH BEND, IND.

CONSTITUTION AND BY-LAWS

ARTICLE I NAME

SECTION I. The Carriage Trimmers' Mutual Benefit Association of the Studebaker Bros. Mfg. Co. of South Bend, Ind.

ARTICLE 2

SECTION I. The object of this Association shall be the mutual relief of members in case of sickness or accident when sufficient to unfit them for their daily labors, or when detained from their work by quarantine.

ARTICLE 3

SECTION 1. Membership in this Association shall consist of one class, composed of full and half certificates.

SEC. 2. Any person making application for membership in this Association shall pay an entrance fee of one dollar ($1) for a full certificate and fifty cents (50c.) for a half certificate.

Any member changing from a half certificate to a full certificate shall pay a fee of fifty cents (50c.), and no changes or erasures from the roll of membership shall be made without the Secretary being duly notified.

SEC. 3. A member shall not be allowed to hold but one full certificate.

SEC. 4. All applications for membership must be made to the secretary in writing, and the person making the application must be in good health and have been thirty days prior to the date of making such applications.

SEC. 5. Connections with this Association shall terminate when the member has been suspended or expelled by the order of the Board of Directors, or when the said member is in arrears for weekly or

extra assessments.

ARTICLE 4

SECTION 1. The officers of this Association shall consist of a President, first and second Vice-Presidents, and six Directors; the

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